Terms & Conditions
Last updated: January 2025
Welcome to HealthNorthway. By accessing or using our services, you agree to comply with these Terms & Conditions. If you do not agree, please discontinue use of our website and services.
1. Service Description
HealthNorthway is a health savings update and marketing service. We are not an insurer, health plan, medical provider, or government program. We do not provide medical advice, diagnosis, or treatment.
2. No Guarantee of Savings or Eligibility
We do not guarantee eligibility for any health savings program, discount, or offer. All savings, benefits, and eligibility decisions are determined solely by independent third-party partners.
3. User Responsibilities
You agree to:
- Provide accurate and truthful information
- Use the service only for lawful purposes
- Review all terms and conditions of any third-party offer before enrolling
4. Communication Consent
By submitting your information, you consent to receive automated messages, service notifications, health savings alerts, marketing communications (if you opt in), and partner outreach. Message and data rates may apply.
5. Third-Party Partners
HealthNorthway is not responsible for the actions, policies, decisions, or services of third-party partners. You are responsible for reviewing all terms, disclosures, and documentation provided by any partner you choose to engage with.
6. Limitation of Liability
HealthNorthway is not liable for any financial loss, denied benefits, service issues, or other consequences arising from your use of third-party offers or programs. Use of our website is at your own risk.
7. Privacy
Your use of the website is also governed by our Privacy Policy.
8. Changes to Terms
We may update these Terms & Conditions at any time. Continued use of the service constitutes acceptance of any updates.
9. Governing Law
These Terms & Conditions are governed by the laws of the State of California, without regard to conflicts of law principles.
10. Contact Information
For questions about these Terms & Conditions:
HealthNorthway
Address: 450 Market St Suite 500, San Francisco, CA 94105
Phone: +1 (628) 243-7814
Email: support@healthnorthway.com